by Niv | Jun 2, 2025 | Personal Relationships
Retirement may be a few years away, but it’s never too early to start discussing it with your spouse. It’s easy to assume they share the same ideas as you have for this stage of life, but do they? One of the services I offer is retirement planning. But before...
by Niv | May 5, 2025 | Personal Relationships
“Birds of a feather flock together” – how often have you heard that phrase? When it comes to choosing your friends, this saying rings particularly true. During your teenage years, your parents probably said that phrase when they were frustrated with the friends you...
by Niv | Apr 7, 2025 | Personal Relationships
Your mom is finally retiring. She’s 70 years old, unmarried, and lives alone. Her independent lifestyle and high-energy creates a youthful appearance. She’s definitely not “elderly.” Now that she’s retired, do you know how she will spend her time? Sure, she’ll finally...
by Niv | Mar 3, 2025 | Personal Relationships
Have you read “The Five Love Languages” by Dr. Gary Chapman? Dr. Chapman identified five ways people show love. Couples often havedifferent love languages – a primary reason for misunderstandings and problems.The five love languages are words of...
by Niv | Feb 3, 2025 | Personal Relationships
It’s a phone call you dread. Your friend calls and is upset. You can barely understand what your friend is saying, but then you realize – their spouse died. What do you do? Sometimes, death is expected if your friend’s spouse has been sick. But then there are the...
by Niv | Jan 6, 2025 | Personal Relationships
January tends to be known as the “divorce month.” It’s when individuals are ready for a new start (“new year, new me”). It’s also after all the holiday family obligations (face it, the end of the year is FILLED with family...