Are You Ready To Take Control Of Your Money + Life?

No matter where you are in life (graduating, getting married, expanding your family, finalizing your divorce, planning for retirement…), we’ll help you address your financial concerns.

Divorce & Retirement
Financial Planning

Transition Planning & Guidance™, LLC, (TransitionPG®) does not manage money and will not ask you to move your money.
We do not sell financial products and will not pressure you to buy investment or insurance products.
We offer comprehensive financial planning and guidance services to help you take control of your money and life
Life is more than accumulating money – it’s about living the lifestyle you envision and can afford.
Over the years, life has become more complicated. What used to be normal expectations have shifted.
We’ve redefined many long-held ideas about lifestyle and retirement.
  • Is the American dream still owning your home – or has it been redefined to increase flexibility to move wherever and whenever you want?
  • Are you still expected to have children – or has it been redefined where couples make their own decisions?
  • Is retirement still ending your career at 65 years old – or has it been redefined to find your “encore” career in life to keep your mind engaged and youthful?
We used to talk about the balance between personal life and work life. But realistically with technology, there are no clear boundaries.
We have to figure out how to integrate our life with work – or vice versa. With more integration in these two areas, there is a stronger desire to find work which aligns with your passion.
One thing we easily lose sight of is that it doesn’t happen overnight. It’s a journey.
With all these changes from the norm and desire to live many of life experiences, isn’t it time we relooked at how we develop our financial goals?
That’s what Transition Planning & Guidance, LLC, (“TransitionPG®”) does – we look at all aspects of life using the 5 P’s of Life – personal relationships, personal finance, profession, peace of mind, and physical health.
While money helps you achieve many goals, it’s not the only thing to consider when talking about your finances.
Once we understand your lifestyle goals, then we can provide a plan for you to follow. You’ll be able to take control of your money and live your life the way you envision it.
We offer comprehensive planning and ongoing guidance to help you take control of your money + life.

Our Clients:

Our clients tend to be going through a transition in life, causing them to reflect on life and seek help with financial decisions.
They may be graduating, getting married, expanding their family, finalizing their divorce, changing their career, embracing an empty nest, caring for aging parents, planning for retirement, and numerous other changes we experience in life.

Media Mentions:

At Transition Planning & Guidance, LLC, (“TransitionPG®”), our vision is for everyone going through a life transition to incorporate finances when making decisions about their new lifestyle. Our Founder, Niv Persaud, CFP®,CDFA™,RICP®,CRPC®, is frequently in the media sharing her insights on money + life.

Check out links to articles.


Sign-up for our free monthly Money + Life Tips.

* indicates required
Email Format
View previous campaigns.
We respect your privacy and will not sell your information.


3 Important Health Documents to Update After Your Divorce

It’s final. You are now divorced. With this change in your marital status, there are three important healthcare-related documents you need to update. When you were married, your spouse was the default in receiving your health care information. Your spouse was also...

Defining “Family” for the Guest List

The term “family” traditionally means people who are related to you by blood or through marriage. It includes your spouse, kids, parents, siblings, in-laws, aunts, uncles, etc. It doesn’t matter if these individuals regularly interact with you. They may only know of...

Motivational Quotes | Recap April 2020

If you need a motivational nudge, then print this page. Read a quote every day to increase your motivation. For daily quotes, like us on Facebook by clicking here. “The first step towards getting somewhere is to decide you’re not going to stay where you are.” - J.P....

Will You Be Supplementing Your Parents’ Retirement?

Were your parents in their late 30s when you were born? If yes, prepare yourself to be part of the sandwich generation earlier than expected. The sandwich generation means individuals with the responsibility of both raising their children and taking care of their...

Peace of Mind Tips | Recap April 2020

Every Thursday, we tweet peace of mind tips on Twitter. Here are tips from last month. Click on the tip to view the source. Gain a strong sense of self by believing in yourself – you’ll be able to overcome many obstacles in life.Find a meditation app to help...