by Niv | Jul 7, 2026 | Personal Finance
Key Takeaways Downsizing might save money, but it depends on various factors including real estate market conditions. Consider regular home expenses, major repairs, impact on other lifestyle spending, and emotional soft costs before deciding to downsize. List current...
by Niv | Jul 6, 2026 | Personal Relationships
Key Takeaways Announcing your divorce can be complicated; consider how and when to share your decision. Avoid social media during the divorce process to prevent negative repercussions from comments and gossip. For valuable relationships, share your decision privately...
by Niv | Jun 8, 2026 | Personal Relationships
Friendships. It’s something we need, especially as an outlet from crazy family drama and our hectic schedule. However, even though we need these relationships, it’s hard to make time for them as we age. In addition, it’s even harder to make new friends when...
by Niv | Jun 5, 2026 | Physical Health
It’s vacation time… a time to gather with family and friends a time for a change of scenery – beach, lake, mountains, another city, another country a time to relax and unwind a time for expanded waistlines — wait – what? Yes, it’s that time of year when you’re...
by Niv | Jun 4, 2026 | Peace of Mind
In Stephen R. Covey’s book, The 7 Habits of Highly Effective People®, the seventh habit is to sharpen the saw. This phrase means taking time to renew yourself physically, emotionally, mentally, and spiritually. When was the last time you sharpened your saw?...
