by Niv | Jun 8, 2026 | Personal Relationships
Friendships. It’s something we need, especially as an outlet from crazy family drama and our hectic schedule. However, even though we need these relationships, it’s hard to make time for them as we age. In addition, it’s even harder to make new friends when...
by Niv | Jun 5, 2026 | Physical Health
It’s vacation time… a time to gather with family and friends a time for a change of scenery – beach, lake, mountains, another city, another country a time to relax and unwind a time for expanded waistlines — wait – what? Yes, it’s that time of year when you’re...
by Niv | Jun 4, 2026 | Peace of Mind
In Stephen R. Covey’s book, The 7 Habits of Highly Effective People®, the seventh habit is to sharpen the saw. This phrase means taking time to renew yourself physically, emotionally, mentally, and spiritually. When was the last time you sharpened your saw?...
by Niv | Jun 3, 2026 | Profession
“When the cat’s away, the mice will play.” It’s a saying that means when there’s no supervision, people tend to do as they please … even breaking the rules. When your boss is on vacation, you may see coworkers arriving at work later than usual. They may...
by Niv | Jun 2, 2026 | Personal Finance
What an exciting time – watching your child graduate from college! While your feelings may be of pride, your recent graduate may be struggling with financial anxiety. The average student loan debt for the Class of 2026 is $29,560. Your child may have more or less...