“Happy” – defined by Dictionary.com as:

“characterized by or indicative of pleasure, contentment, or joy”

Through my financial planning practice, I work with many people going through difficult times. Some are going through a divorce. Others may have experienced the death of a spouse.

I also have the pleasure of working with people who are going through exciting times. Some are newlyweds. Others are expanding their family.

Whether you are in a good phase of life or a difficult phase of life, it’s important to know what makes you happy.

During difficult times, it’s necessary to reach for those happy moments to give yourself something to look forward to or to release the stress.

During good times, it’s important to savor the happy moments. Live in the present and enjoy what’s going on in your life.

Do you know what makes you happy?

It’s easy to think about acquiring things to make you happy. But reach deeper.

Think about experiences in your life. It doesn’t have to be big it can be as simple.

Here are some examples:

Listening to birds chirp

Seeing a blooming garden

Smelling fresh baked bread

Singing your favorite song

Throughout your day, challenge yourself to note what makes you happy.

This exercise will help you savor those moments and give you something to think about when times are tough.

Some people keep a gratitude journal. Another alternative is to keep a list using a note app, such as Evernote.

If neither of those appeals to you, try taking pictures of experiences that make you happy.

No matter what you do, strive for happiness. 

Make 2023 your best year ever!

(Update to original post from February 23, 2017)


Niv Persaud, CFP®, CDFA®, RICP®, is a Managing Director at Transition Planning & Guidance, LLC. Life is more than money. It’s about living the lifestyle you want and can afford. For that reason, Niv consults with clients on money, life, and work. Her approach capitalizes on techniques she learned throughout her career, including as a management consultant, executive recruiter, and financial advisor. Her services include developing  comprehensive financial plans, divorce financial reviews, and retirement plans. Niv actively gives back to her community through her volunteer efforts. She believes in living life to the fullest by cherishing friendships, enjoying the beauty of nature and laughing often — even at herself. Her favorite quote is by Erma Bombeck, “When I stand before God at the end of my life, I would hope that I would not have a single bit of talent left and could say ‘I used everything you gave me.’”