Are you having trouble motivating yourself to get off the couch? Find an event to motivate you into action and out of your workout slump.

Most people can be motivated if they have an upcoming vacation, especially a beach vacation. But if you have nothing planned, you’ll need to find something.

Back in 2003, my divorce was final and I needed something to motivate me out of my workout slump. As I was shuffling through a pile of mail, I came across a postcard to join the American Stroke Society for a marathon.

Yes, it was a marathon that motivated me. It was also for a good cause. I was doing something for myself while helping others.

The best part about this marathon for a cause is the organization provided a personal coach who answered all my training questions. They also assigned me to a group to train with for the event (none of my friends were interested in joining me). They made it easy to participate – all I had to do was say yes.

If you have a charity you support, go to their website. See if there are any upcoming run/walk events. Some will also have bike events and family events.

Another website to find local events is

If you don’t want to train for an event, then join a local sports team. Check you local alumni group or community center.

Quit making excuses and find something to motivate you out of your workout slump. There are many options, especially with warmer weather. Remember living a healthy lifestyle reduces healthcare costs as you age. Stay PEF (positive, enthused, focused) and make 2017 your best year ever!

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Niv Persaud, CFP®, CDFA™, CRPC®, is the Founder of Transition Planning & Guidance, LLC. Life is more than money. It’s about living the lifestyle you want and can afford. For that reason, Niv consults with clients on money, life, and work. Her approach capitalizes on techniques she learned throughout her career, including as a management consultant, executive recruiter, and financial advisor. Her services include spending plan, financial plan, divorce financial review, life strategy, and professional progression. Niv actively gives back to her community through her volunteer efforts. She believes in living life to the fullest by cherishing friendships, enjoying the beauty of nature and laughing often — even at herself. Her favorite quote is by Erma Bombeck, “When I stand before God at the end of my life, I would hope that I would not have a single bit of talent left and could say ‘I used everything you gave me’.”