In my financial planning practice, I work with individuals who are in a relationship at all stages:

…those getting ready to tie the knot, whether for the first time or after a divorce;

… newlyweds, new parents, empty-nesters, and retirees;

…those contemplating a divorce, going through a divorce, or post-divorce;

… those who have loss a spouse.

Over the years, one thing that has changed with our personal relationships is the impact of social media. Relationships have strengthened with social media. And relationships have ended with social media.

With smartphones, it’s easy to post. With this ease, you can easily react to a comment or situation. But sometimes this impulsive behavior can have adverse impacts.

If you’re in a relationship, spend time with your partner defining boundaries between your personal life and what you post on the internet. Even if your profile is private, others can still find ways to hack into your information.

Here are some things to consider:

Could your career or your partner’s career be adversely impacted by your postings?

Does posting when you’re traveling leave your home vulnerable to break-ins?

If you purchase a new home or vehicle, do you post it or will it draw the wrong attention?

Based on your postings, is it easy for others to tell when you and your spouse are fighting? Is it something you want to broadcast, especially if you are contemplating or going through a divorce?

If you find out you’re pregnant, do you immediately post or wait until later in the pregnancy?

Do you use your children’s full name when posting or do you use nicknames (unfortunately, social media is used by those who prey on children)?

Do you establish rules with your children on what and when to post (unfortunately, you could be liable if your child engages in social media bullying)?

Would you be comfortable sharing your userid and password with your partner or are you hiding questionable online activity (e.g., flirting with someone from a previous relationship)?

Breakdown in marriages happen when there’s a lack of communication and trust. Social media has played a role in breakdowns – that’s why it’s important to have these discussions with your partner.

While I believe in being authentic, it’s more important to be aware that your posts could impact your relationships, especially with your partner. If your relationship is more valuable, then opt not to post. We survived many decades before social media by not publicly expressing every thought – one less post won’t be missed.

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Niv PersaudNiv Persaud, CFP®, CDFA™, CRPC®, is the Founder of Transition Planning & Guidance, LLC. Life is more than money. It’s about living the lifestyle you want and can afford. For that reason, Niv consults with clients on money, life, and work. Her approach capitalizes on techniques she learned throughout her career, including as a management consultant, executive recruiter, and financial advisor. Her services include spending plan, financial plan, divorce financial review, life strategy, and professional progression. Niv actively gives back to her community through her volunteer efforts. She believes in living life to the fullest by cherishing friendships, enjoying the beauty of nature, and laughing often — even at herself. Her favorite quote is by Erma Bombeck, “When I stand before God at the end of my life, I would hope that I would not have a single bit of talent left and could say ‘I used everything you gave me’.”