Key Takeaways
- Reflect on your 2026 accomplishments and prioritize unachieved goals for 2027.
- Use the ‘5 P’s of Life’—Personal Relationships, Personal Finance, Profession, Peace of Mind, and Physical Health—to guide your lifestyle goals.
- Visit our blog for ideas to accomplish goals in each life area.
- Challenge yourself to reflect on your life and prioritize what you truly want to do.
- Stay PEF (positive, enthusiastic, and focused) as you dream big and strive for your goals.
Estimated reading time: 3 minutes
With only a few weeks left in 2026, reflect on and celebrate what you’ve accomplished this year.
For goals you didn’t accomplish, make them a priority next year.
Start creating a list of what you want to do in 2027.
Do you want to plan a memorable getaway with your best friend?
Do you want to take control of your finances?
Do you want to find a new job?
Do you want to pursue another degree or certification?
Do you want to walk a mile daily?
What will 2027 bring you?
These lifestyle goals (things you want to do) are what we focus on when developing financial plans for clients.
Many items require some money–whether paying the resort fee, hiring a professional, or buying equipment.
To help clients define their lifestyle goals, we use the “5 P’s of Life” as a guide.
The 5P’s are Personal Relationships, Personal Finance, Profession, Peace of Mind, and Physical Health.
Our blog is categorized by these key aspects of life.
For ideas on things you may want to accomplish in each area, visit our blog.
Many people think about their New Year’s resolutions as December 31st approaches.
But I’m challenging you to think about your life.
How often have you found yourself thinking – another year has gone by so quickly?
Are you doing what you want to do?
If not, prioritize it, or it will never get done.
If you think you don’t have much time to reflect on your wants, you’re making an excuse.
You have time to think about it when you shower, drive to work, or even grocery shop – there’s always time.
Stretch your thoughts.
It’s your life.
Dream big and accomplish it!
And remember to stay PEF (positive, enthusiastic, and focused)!
(Update to original post from November 9, 2023)
ABOUT THE AUTHOR:
Niv Persaud, CFP®, is the Founder of Transition Planning & Guidance, LLC (TransitionPG®). She believes life is more than accumulating money – it’s about living the lifestyle you envision and can afford. Niv incorporates all aspects of life when discussing money. She developed the 5 P’s of Life (Personal Relationships, Personal Finance, Profession, Peace of Mind, and Physical Health) to help clients define what they want from life. Once she understands their vision, she helps them achieve their lifestyle or adjust their expectations based on their finances. Niv actively gives back to the community through her volunteer efforts. She believes in living life to the fullest by cherishing friendships, exploring the world, and laughing often—even at herself. Her favorite quote is by Erma Bombeck, “When I stand before God at the end of my life, I would hope that I would not have a single bit of talent left and could say ‘I used everything you gave me.’” Click HERE to read where she’s been quoted in the media.
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