Are you chasing happiness? Are you always asking yourself if you are happy?

When discussing money with clients, my conversations validate how we all have different definitions of being happy.

Some people define happiness by the things they want to accumulate.

Some people define happiness by the people in their lives.

Some people define happiness by having a better paying job.

Some people define happiness by all of the above items.

With recently divorced clients, they divorce because they are unhappy with their relationship. But when asked what would make them happy most don’t know. They’ve been struggling with surviving in an unhappy environment for so long, they never took the time to think about what would make them happy.

With some working clients, they are unhappy because they don’t like their job. It may be their responsibilities or their manager or even their colleagues. But when asked what would make them happy, it’s difficult for them to articulate.

If you’re chasing happiness, have you defined what it is? Think about the goals you’ve set for yourself or the lifestyle you’ve envisioned for yourself.

Is your definition of happiness realistic or idealistic? Is it defined by what you see on social media or on television? Is it an emotion you expect to feel all the time or at least 70 percent of the time?

I believe in dreaming big to challenge yourself. But if you tie your happiness to only accomplishing that dream, are you missing out on the journey?

There’s nothing wrong with chasing happiness as long as you are realistic about it and enjoy the journey. As you progress in life, your definition of happiness may shift. While no one item or person can make you happy, they can help you attain the joy you’re seeking.

Stay PEF (positive, enthused, focused) and enjoy the journey of chasing happiness.

Yes – I want more tips about money + life   >


Niv Persaud, CFP®, CDFA™, CRPC®, is the Founder of Transition Planning & Guidance, LLC. Life is more than money. It’s about living the lifestyle you want and can afford. For that reason, Niv consults with clients on money, life, and work. Her approach capitalizes on techniques she learned throughout her career, including as a management consultant, executive recruiter, and financial advisor. Her services include spending plan, financial plan, divorce financial review, life strategy, and professional progression. Niv actively gives back to her community through her volunteer efforts. She believes in living life to the fullest by cherishing friendships, enjoying the beauty of nature and laughing often — even at herself. Her favorite quote is by Erma Bombeck, “When I stand before God at the end of my life, I would hope that I would not have a single bit of talent left and could say ‘I used everything you gave me’.”