by Niv | Sep 6, 2024 | Physical Health
Do you know how much sleep your body needs? According to the National Heart, Lung, and Blood Institute, most adults need between seven and eight hours of sleep nightly. My average sleep requirement is seven hours. I can survive three nights with five to six hours of...
by Niv | Sep 4, 2024 | Profession
Since the 1990s, the divorce rate for those over 55 years old has increased. These divorces occurring later in life are called “gray divorces.” There are many reasons for late-life divorce. One reason may be waiting until their children graduate from high school...
by Niv | Sep 3, 2024 | Personal Finance
When your spouse dies, there are many items you need to address. Your to-do list grows daily. But your emotions may limit what you can handle at the time. Set priorities on which tasks are important and which tasks can wait until a later time. Ask yourself, “How will...
by Niv | Sep 2, 2024 | Personal Relationships
Couples often compliment me on my knack for dealing with their financial disagreements. Some have called me their marriage counselor – which I am not since I don’t have those credentials. Because each person’s experience with money is different, it’s...
by Niv | Aug 8, 2024 | Peace of Mind
You’re meeting someone for the first time. You engage in light conversation. And then there’s a lull in conversation – the deafening sound of silence. Yes, that type of silence is uncomfortable. But other times, I love silence. In fact, I treasure it. Of course,...
