About TransitionPG®

Our mission is to help you achieve your financial, personal, and professional goals.

How We Are Different:

TransitionPG® is unique in the industry because:
  • We do not ask you to move your money for us to manage it
  • We do not sell investment or insurance products
  • We do not receive money from referrals
  • We do not require a certain amount of net worth before working with you
Whether you need a comprehensive plan or a financial checkup, we put YOU first.

Our Approach:

We begin by understanding your lifestyle. We look at all aspects of life using the 5 P’s of Life:
  • Personal Relationships (what you want to provide and do for family and friends)
  • Personal Finance (how you envision your financial management)
  • Profession (how you generate income)
  • Peace of Mind (what you need for your mental health)
  • Physical Health (what you do for your physical health)
Whether you need a comprehensive plan or a financial checkup, we put YOU first.

Leadership

Not sure which is right for you?aWe believe in working collaboratively with other professionals in order to develop sage advice for our clients.
Niv Persaud,
CFP®, CDFA™, RICP®, CRPC®
Managing Director | Founder
Niv Persaud, CFP®, is the Founder of Transition Planning & Guidance™, LLC. She believes life is more than accumulating money – it’s about living the lifestyle you envision and can afford.
Over the years, life has become more complicated. What used to be normal expectations have shifted. We’ve redefined many long-held ideas about lifestyle and retirement.
For that reason when Niv helps clients, she looks beyond money. She incorporates all aspects of life. Her approach capitalizes on techniques she learned throughout her career, including as a management consultant, executive recruiter, and financial advisor.
Niv developed the 5 P’s of Life (Personal Relationships, Personal Finance, Profession, Peace of Mind, and Physical Health) to help clients define what they want from life. Once she understands their vision, she can help them save for their lifestyle.
She is frequently quoted sharing her insights on money and life. She has been quoted in Forbes, Reuters, CNBC, Money, and USA Today.
Niv has over 25 years of business experience as a strategy and finance executive. Her work history includes firms such as Korn/Ferry International, Northern Trust, Merrill Lynch, and Commerzbank AG.
She attained her Certified Financial Planner™ professional designation in 2005. She also holds a Chartered Retirement Planning Counselor℠ designation and a Certified Divorce Financial Analyst® designation.
Most recently, she completed the exams for a new designation, Retirement Income Certified Professional®. This designation equips her with knowledge on new findings since the Great Recession.
She graduated from Georgia Institute of Technology with a Bachelor of Industrial Engineering which established a strong foundation in her analytical and business skills.
Niv actively gives back to the community through her volunteer efforts. She participates in Women Shaping Shepherd (a giving circle to help underfunded programs at the Shepherd Center in Atlanta). She is also a Legacy Advisor at Children’s Healthcare of Atlanta.
Niv recently served on the Board for Zoo Atlanta. She is a past-President for the Financial Planning Association of Georgia (professional organization for CFPs with over 500 members). Additionally, she served on the Georgia Tech Women Alumnae Network Board and the Georgia Tech Women Resource Center Advisory Board. She has also held leadership positions with her church which has over 2,500 members.
Niv lives with her significant other near Atlanta, Georgia. She has a stepson from her current relationship and three stepdaughters from her previous marriage.
She believes in living life to the fullest by cherishing friendships, enjoying the beauty of nature, and laughing often — even at herself.
Her favorite quote is by Erma Bombeck, “When I stand before God at the end of my life, I would hope that I would not have a single bit of talent left and could say ‘I used everything you gave me.”
Protecting your privacy is very important to us. Click the following link to read our privacy notice:
Transition Planning & Guidance, Privacy Notice
Current regulations require Registered Investment Advisers provide certain disclosure information to clients and prospective clients. You will receive this information when we send you a proposal or upon request.

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