TransitionPG
Certified Financial Planner and Financial Consultant

Niv Persaud, CFP®, is the Founder of Transition Planning & Guidance, LLC (TransitionPG®). She believes life is more than accumulating money – it’s about living the lifestyle you envision and can afford.

Over the years, life has become more complicated. What used to be normal expectations have shifted. We’ve redefined many long-held ideas about lifestyle and retirement.

For that reason, Niv incorporates all aspects of life when discussing money. She developed the “5 P’s of Life” (Personal Relationships, Personal Finance, Profession, Peace of Mind, and Physical Health) to help clients define what they want from life.

Once she understands their vision, she can help them achieve their lifestyle or adjust their expectations based on their finances.

She shares her insights on money + life in publications such as Reuters, CNBC, Money, and USA Today (media mentions list).

Niv attained her Certified Financial Planner® professional designation in 2005. She also holds a Chartered Retirement Planning Counselor™ designation, a Certified Divorce Financial Analyst® designation, and a Retirement Income Certified Professional® designation.

All these designations require additional education and exams, as well as continuing education.

Niv actively gives back to the community through her volunteer efforts. She participates in the mentor program at her alma mater, Georgia Tech. She is also a subject matter expert with the CFP® Board and contributes her time by writing exam questions, reviewing potential exam questions, and selecting scholars.

Currently, Niv serves on the Atlanta Development Board with World Pediatrics and the Georgia Tech Women of Industrial and Systems Engineering Alumni Council.

In the past, Niv has held Board positions with the Atlanta Chapter of ARCS® Foundation (a nationally recognized nonprofit led by women who boost American leadership and aid advancement in science and technology),  Zoo Atlanta, Financial Planning Association of Georgia, and Georgia Tech Women Alumnae Network. She has also held leadership positions with her church.

Niv believes in living life to the fullest by cherishing friendships, exploring the world, and laughing often — even at herself.

Her favorite quote is by Erma Bombeck: “When I stand before God at the end of my life, I would hope that I would not have a single bit of talent left and could say ‘I used everything you gave me.’”