Are you taking loved ones for granted?

Do you only express your love during holidays and birthdays?

How do you let your loved ones know they are important to you?

In today’s 24/7 world, it’s easy to become busy with keeping your head above water with work, family obligations and just life. Pause for a moment and think about your priorities. Maybe some things on your daily to do list are just not that important when compared to reaching out to loved ones.

One of my clients kept putting off visiting a friend who lived out of state. Unfortunately, that friend died unexpectedly. My client was devastated.

Another client who was going through a divorce, never took time to show his wife how much he appreciated her and loved her. He assumed she would always be there. Now she’s moved on with her life and he’s left with a large empty house.

Is there someone you need to spend more time with during the day? Is there someone you just need to call? Stop putting it off and reach out to them.


Niv PersaudNiv Persaud, CFP®, CDFA™, CRPC®, is the Founder of Transition Planning & Guidance, LLC. Life is more than money. It’s about living the lifestyle you want and can afford. For that reason, Niv consults with clients on money, life and work. Her approach capitalizes on techniques she learned throughout her career, including as a management consultant, executive recruiter and as a financial advisor. Her clients tend to be going through a major life transition (new graduate, marriage, growing family, divorce, widow/er, empty nest, etc.). Her services include spending plan, financial plan, divorce financial review, life strategy and professional progression. Niv actively gives back to her community through her volunteer efforts. She believes in living life to the fullest by cherishing friendships, enjoying the beauty of nature and laughing often — even at herself. Her favorite quote is by Erma Bombeck, “When I stand before God at the end of my life, I would hope that I would not have a single bit of talent left and could say ‘I used everything you gave me’.”