As we move closer to the end of the year, re-focus on your personal finance goals. Use these tips to help you re-focus.

To stop wasting money, cancel monthly subscriptions for clothing, cosmetics and entertainment that you no longer use.

Check your retirement accounts (401k, IRA) and make sure you are maximizing your 2014 contributions.

Let your kids choose: pay for college & live with them in retirement OR save for retirement & they get a loan.

When going through a divorce, be realistic about your post-divorce lifestyle – you may have to cut back on spending.

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3 Ways to Stop Wasting Money

Restart Your Retirement Savings

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