Did you start 2014 off by saying you’ll pay more attention to your personal finance? It’s never too late to begin — even if you strayed. With the colder weather, expect a higher gas bill so resist the urge to shop online if you’re locked indoors. Instead, spend time gathering your tax documents. During January, we tweeted the following personal finance tips.

Be specific on the amount of debt you want to reduce by year-end and calculate monthly payment to reach your target.

Tape pictures of what you are saving for to your wallet/credit card – this way you’ll remind yourself to spend less.

Read care instructions on clothing before you purchase them to reduce your dry cleaning bill.

With new mortgage lending rules, be prepared to show more information to confirm you can afford a loan.

Follow us on Twitter for personal finance tips every Tuesday. Below are references for the above personal finance tips.

REFERENCES:

3 Steps To Take Control Of Your Finances

6 Ways To Save More Money

Reduce Your Dry Cleaning Bill

Will new mortgage lending rules impact you?