It’s that time of year to start gathering your tax documents – April 15 will be here before you know it. Get it done while the weather is cold and you’re forced to stay indoors  – when it warms up you’ll want to be outdoors.  Here are more personal finance tips to consider.

Even if your bank has security measures, there is no substitute for YOU being aware of your money – review your statements.

Expect higher heat bill due to colder weather so resist the urge to shop online if you’re locked indoors.

Taxpayers 60 or older can get free, in-person help from volunteers through the Tax Counseling for the Elderly program.

If you have several 401(k)s with former employers, consolidate them into your IRA – it’ll make it easier to manage.

Follow us on Twitter for personal finance tips every Tuesday. Below are references for the above personal finance tips.

REFERENCES:

Is Your On-line Bank Protecting You From Bank Fraud?

How to Prepare to Do Your Taxes

5 Steps to Retire When You Want