If you took a vacation from tracking your personal finances during summer, now is the time to re-focus before the holidays. Here are a few personal finance tips to consider.

Discuss retirement preparedness, eldercare and estate planning with your aging parents before they retire or become sick.

Check your credit at least once a year – contact Equifax, Experian & TransUnion for your free credit report.

Check the National Registry of Unclaimed Benefits to see if you have unclaimed 401(k) money.

When discussing finances with elderly parents, recognize you may have a voice but the final decision rests with them.

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