Be responsible with your finances – keep track of your debt, tax liabilities and emergency reserve. Here are some personal finance tips to follow. Every Tuesday, we tweet a personal finance tip. Click here to follow us on Twitter.

Be aware of all debt in your name, your spouse’s name and in both names.

If you have two Required Minimum Distributions (RMDs) in a year with your IRA, you may be hit with a higher tax bill.

When you use your emergency reserve, you’ll need to replenish it for the next emergency.

If you’re a co-signer on a loan, protect your loved one from “auto-default” by including that debt in your estate planning.

Before accepting another wedding invitation be realistic about costs – travel, lodging, clothing, accessories AND gift.




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